HDFC Bank માંથી 60 લાખની લોન લેવા કેટલો પગાર જોઈએ ?

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HDFC Bank હાલમાં 7.90% વ્યાજદરથી હોમ લોન ઓફર કરી રહી છે

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₹60 લાખની હોમ લોન લેવા માટે 30 વર્ષની અવધિ સૌથી લોકપ્રિય

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₹60 લાખની લોન માટે ઓછામાં ઓછો પગાર ₹88,000 જરૂરી

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7.90% વ્યાજદર પર દર મહિને આશરે ₹44,000 EMI આવશે

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પગાર ઓછો હોય તો હોમ લોનની રકમ ઘટી શકે અથવા રિજેક્ટ થઈ શકે

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ક્રેડિટ સ્કોર સારો હોય તો વ્યાજદર ઘટાડવાની તક મળે

[{"selector":"#anim-ad96156a-1435-49f5-ba23-f1af40858e23","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-098e55a7-4476-4221-bedb-94a4e2486dd4","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

બીજી કોઈ લોન ચાલી રહી હોય તો પાત્રતા પર અસર પડે

[{"selector":"#anim-550636ab-5f3a-4e97-853a-454e665c9f66","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-1c119ba1-7124-40ca-b00c-e59100d45112","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

RBI દ્વારા રેપો રેટમાં ઘટાડા બાદ HDFC હોમ લોન સસ્તી થઈ, લાંબી અવધિ એટલે EMI ઓછી પરંતુ કુલ વ્યાજ વધુ

[{"selector":"#anim-b0b6f738-ecd1-4847-8fd5-f9674afc8542","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ee424600-46e3-4ecb-a849-24dcc1104b6d","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

સપનાનું ઘર ખરીદવા માટે હોમ લોન સર્વોત્તમ વિકલ્પ, યોગ્ય પ્લાનિંગ જરૂરી

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