30 લાખની હોમ લોન પર કેટલી EMI ચૂકવવી પડશે, જાણી લો ગણિત

30 લાખની હોમ લોન પર કેટલી EMI ચૂકવવી પડશે

પોતાના ઘરનું સપનું પૂરું કરવા માટે બેંકો હોમ લોનને સરળ બનાવી રહી છે.

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જો તમે પણ 30 લાખ રૂપિયાની હોમ લોન લેવાનું વિચારી રહ્યા છો, તો અહીં સમજી લો કે તેની EMI શું હશે.

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હાલમાં બેન્કિંગ કંપનીઓ 8-10%ના વાર્ષિક વ્યાજ દરે હોમ લોન ઓફર કરી રહી છે.

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જો આપણે સરેરાશ વ્યાજ દર તરીકે 9% ધ્યાનમાં લઈને EMIની ગણતરી કરીએ.

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30 વર્ષના કાર્યકાળ પર 30 લાખ રૂપિયાની લોન લીધા પછી, EMI 24,139 રૂપિયા થશે.

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આ મુજબ, મૂળ રકમ કરતાં અંદાજે 57 લાખ રૂપિયા વધુ ચૂકવવા પડશે.

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તેનો અર્થ એ છે કે તમે 30 વર્ષમાં ચૂકવશો તે કુલ રકમ લગભગ 87 લાખ રૂપિયા હશે.

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