SBI પાસેથી 20 વર્ષ માટે 40 લાખની હોમ લોન પર EMI કેટલી ?

40 લાખની હોમ લોન પર EMI કેટલી ?

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જો તમે SBI પાસેથી 20 વર્ષ માટે 40 લાખની હોમ લોન લો છો, તો EMI કેટલી હશે?

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સ્ટેટ બેંક ઓફ ઈન્ડિયા (SBI) 8.5% ના પ્રારંભિક વ્યાજ દરે હોમ લોન ઓફર કરે છે. જો તમારો ક્રેડિટ સ્કોર સારો છે તો તમે આ દરે લોન મેળવી શકો છો.

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હવે સવાલ એ થાય છે કે જો તમે 20 વર્ષ માટે 40 લાખ રૂપિયાની હોમ લોન લો છો તો માસિક EMI કેટલી હશે?

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તમને જણાવી દઈએ કે 20 વર્ષ માટે માસિક EMI 34,713 રૂપિયા હશે.

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આ સમયગાળા દરમિયાન તમે 43,31,103 રૂપિયાનું વ્યાજ ચૂકવશો. તમે 20 વર્ષમાં બેંકને કુલ 83,31,103 રૂપિયા આપશો. આની મૂળ રકમ 40 લાખ રૂપિયા હશે.

[{"selector":"#anim-feca605d-3580-49fb-8a81-ad47ac6b6628","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5ffaef04-24a0-4a37-8e95-55279f64af0b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-71dbba38-aa7d-416d-9181-f277ae86df96 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-12.514648210040342%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

જો તમારે ઓછું વ્યાજ ચૂકવવું હોય તો વચ્ચે એકસાથે રકમ ચૂકવવાનું ચાલુ રાખો. તેનાથી વ્યાજનો બોજ ઓછો થશે.

[{"selector":"#anim-bd965ef4-9f59-48c1-8c40-47a930020fb5","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8fd7e257-b45f-4d01-8ac0-986d5fff3a05","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-fe0022d4-5eae-4e7f-8c87-db6444a5d250 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(12.514648210040342%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

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