Post Office ની આ સ્કીમમાં તમને મળશે ડબલ વ્યાજ, જાણો વિગત

Post Office ની આ સ્કીમમાં તમને મળશે ડબલ વ્યાજ

[{"selector":"#anim-79b90ad6-e0c4-4374-8a81-b2ef745195ce","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-0799b6ee-5fda-4763-a14e-5242c19b1921","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8b994197-ad5f-4265-b024-b87c52451935","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-683bd725-1e55-406e-981e-fbec942dac4b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] 20 ડિસેમ્બર, 2024

કિસાન વિકાસ પત્ર (KVP) એ એક નાની બચત યોજના છે, જે 1988 માં ભારત સરકાર દ્વારા શરૂ કરવામાં આવી હતી.

[{"selector":"#anim-fa923220-6c90-459c-81ad-da334e134ad3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-c222506a-ddd6-4ed3-916a-d48a96bc8717","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-7e599940-c0b5-4fab-bdaf-2dc297afcd41 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(5.978571538778024%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ન્યૂનતમ રોકાણ ₹1,000 થી શરૂ થાય છે. મહત્તમ રોકાણ પર કોઈ મર્યાદા નથી. રોકાણ માત્ર ₹100 ના ગુણાંકમાં કરી શકાય છે

[{"selector":"#anim-a5bd50ff-c735-4b99-83c9-bde829c8cdfc","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-929bff56-a51d-4b8e-9b0f-faed5b379116","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3e890b9b-288d-4a13-9999-15923d01254e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(34.179687404002955%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

કિસાન વિકાસ પત્ર પર રોકાણની રકમ પાકતી મુદત પર બમણી થઈ જાય છે. આ યોજનાની પાકતી મુદત 10 વર્ષ છે

[{"selector":"#anim-e9a56fdd-9b5f-4efc-a3b1-044ed7ee4556","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6eab9d39-9417-4724-82ac-8cccb91f8e6c","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-bbef5de2-fd52-473d-8b3a-afcda825ed58 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

કિસાન વિકાસ પત્ર પરના વ્યાજ દરમાં દર ત્રિમાસિક ગાળામાં સુધારો કરવામાં આવે છે. વર્તમાન વ્યાજ દર (Q4 FY 2023-24 મુજબ) વાર્ષિક 7.5% છે

[{"selector":"#anim-b68dadab-ecb2-42f9-868e-a92008bf575b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8a8aa0aa-9759-4377-a347-b0d2f150d030","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-435b3111-65ad-475c-b552-597a427b1958 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-47.09960948087675%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

KVP માં કરેલા રોકાણો આવકવેરા કાયદાની કલમ 80C હેઠળ કર મુક્તિ માટે પાત્ર નથી. પાકતી મુદત પર મળતું વ્યાજ કરપાત્ર છે

[{"selector":"#anim-288ad63d-ac9d-4917-813e-97f83eeaeb95","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-217819c8-4401-4eee-acac-deb8cb4410ec","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c5c29767-9738-41e4-b683-5cef4f2b3e86 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(34.179687404002955%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

KVP પાકતી મુદત પહેલા રોકી શકાય છે, પરંતુ લઘુત્તમ લોક-ઇન સમયગાળો 2.5 વર્ષ છે

[{"selector":"#anim-17e9d22f-7fed-443b-870a-bb3882a56402","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7a34f5c7-f2c1-4d1f-bcca-532a264ee083","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-a83ec59f-cbf2-4bfa-b604-477d0faa44e0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-34.179687404002955%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

કિસાન વિકાસ પત્રને ભારત સરકારનું સમર્થન છે, જે તેને સુરક્ષિત રોકાણ વિકલ્પ બનાવે છે.

[{"selector":"#anim-005f9b64-3f50-4aae-a861-5fae3330ac2e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ef2e782b-81df-48ec-8bea-7f6baeb54e53","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-bfd1e0d9-bdcc-4d63-9301-738873fbd39a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-18.707143201982838%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

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