20,00,000 ની લોન લેવા પર EMI કેટલું આવશે

સ્ટેટ બેંક ઓફ ઈન્ડિયા (SBI) હાલમાં 8.50% ના પ્રારંભિક વ્યાજ દરે હોમ લોન ઓફર કરે છે.

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CIBIL સ્કોર 800 કે તેથી વધુ ધરાવતા ગ્રાહકોને હોમ લોન પર પ્રારંભિક વ્યાજ દરો ઓફર કરવામાં આવે છે.

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આ આધારે, SBI કેલ્ક્યુલેટર મુજબ, જો તમને 8.50% ના પ્રારંભિક વ્યાજ દરે હોમ લોન મંજૂર કરવામાં આવે છે

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તો 10 વર્ષ માટે ₹20 લાખની હોમ લોનની માસિક EMI ₹24,797 હશે.

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ગણતરી મુજબ, તમે આ લોન પર બેંકને માત્ર ₹9,75,657 વ્યાજ તરીકે ચૂકવશો.

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તેનો અર્થ એ કે અંતે તમે SBIને કુલ ₹29,75,657 પરત કરશો, જ્યારે તમે ₹20,00,000 ની લોન લીધી છે.

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