Post Office ની આ યોજનામાં મૂળ રકમથી બમણું વ્યાજ મળશે

31 માર્ચ, 2025

બેંકની જેમ, પોસ્ટ ઓફિસમાં રોકાણ કરવા માટે ઘણી યોજનાઓ ઉપલબ્ધ છે. પોસ્ટ ઓફિસ યોજનાઓ પર પણ ગેરંટીકૃત વળતર ઉપલબ્ધ છે.

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પોસ્ટ ઓફિસમાં તમારા પૈસા બમણા કરવા માટે, તમારે 5 વર્ષની FD પસંદ કરવી પડશે.

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હાલમાં, આ FD પર 7.5% ના દરે વ્યાજ આપવામાં આવી રહ્યું છે. તમારે આ યોજનામાં રોકાણ કરવું પડશે અને તે પરિપક્વ થાય તે પહેલાં તેને લંબાવવી પડશે.

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તમારે આ એક્સટેન્શન સતત 2 વખત કરાવવું પડશે, જેનો અર્થ એ કે તમારે આ FD 15 વર્ષ સુધી ચલાવવી પડશે.

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જો તમે આ FD માં 5 લાખ રૂપિયાનું રોકાણ કરો છો, તો 7.5 ટકા વ્યાજના દરે, તમને 5 વર્ષમાં આ રકમ પર 2,24,974 રૂપિયાનું વ્યાજ મળશે.

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આ રીતે કુલ રકમ 7,24,974 રૂપિયા થશે. પરંતુ જો તમે આ યોજનાને 5 વર્ષ માટે લંબાવશો

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પછી તમને ફક્ત 5,51,175 રૂપિયા વ્યાજ તરીકે મળશે અને 10 વર્ષ પછી તમારી કુલ રકમ 10,51,175 રૂપિયા થશે.

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તે પરિપક્વ થાય તે પહેલાં તેને ફરી એકવાર લંબાવવું પડશે. આ કિસ્સામાં, 15મા વર્ષે, તમને ફક્ત વ્યાજ તરીકે 10,24,149 રૂપિયા મળશે.

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