30 લાખની હોમ લોન લેવા માટે તમારો પગાર કેટલો હોવો જોઈએ? જાણો EMIની વિગત

30 લાખની હોમ લોન લેવા માટે તમારો પગાર કેટલો હોવો જોઈએ?

[{"selector":"#anim-1ec8216b-4734-4968-91a9-afe2058ff3ee","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-fb77425e-5564-48c5-b8c0-a8d6134109af","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-e9d033b6-e7de-40b8-b2dd-dd39a038cbc4","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8f97399d-8ae4-4356-889c-dc92095d22b6","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] 17 june, 2024

હોમ લોનની મહત્તમ રકમ બેંકો તમારા માસિક પગાર અથવા આવકના આધારે નક્કી કરે છે.

[{"selector":"#anim-7f5de0f0-bd79-4a5e-824c-5fefd0b79b1c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ba75bd93-b56e-488f-be91-36fd37061f50","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

બેંકો અથવા NBFCs લોન અરજદારની લોન પાત્રતા અને લોનની ચુકવણી ક્ષમતાનું મૂલ્યાંકન કર્યા પછી જ નિર્ણય લે છે.

[{"selector":"#anim-679ae7b7-1c22-4d59-8a1e-527e09ddf040","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8a8c496d-f90b-440d-92f2-63103875366e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

હોમ લોન મોટાભાગે ગ્રાહકની ઉંમર, CIBIL સ્કોર અને આવક પર આધાર રાખે છે.

[{"selector":"#anim-77392c7c-a9dd-40fd-95ce-3f3b53690301","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-3e2ae18b-4672-4a5b-89d1-e7068522f12e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

HDFC બેંક હોમ લોન એલિજિબિલિટી કેલ્ક્યુલેટર મુજબ, જો તમે 9% વ્યાજ પર 20 વર્ષ માટે ₹30 લાખની હોમ લોન ઇચ્છતા હોવ.

[{"selector":"#anim-59ae3935-8abe-48e1-87f7-3368e6cd6c74","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-596524f9-0c8f-4b1d-8b45-d379e71687af","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

તો તમારો પગાર ઓછામાં ઓછો રૂપિયા 54,000 પ્રતિ માસ હોવો જોઈએ.

[{"selector":"#anim-1a1ec450-673e-4f8c-a7f4-972c2ba2ae5f","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b4f82af9-332e-447d-ab9a-2defb561894e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

આ આધારે, જો આજે તમને 20 વર્ષ માટે 9 ટકા વ્યાજ પર 30 લાખ રૂપિયાની હોમ લોન મળી રહી છે.

[{"selector":"#anim-8ba04388-7246-466c-866e-4e8ac3b0c72b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f05ca4dc-98c1-44cd-a60c-22aab64e52e8","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

તો આ લોન પર તમને માસિક EMI 24,139 રૂપિયા હશે.

[{"selector":"#anim-15d628a6-1e55-4227-afa0-e6a3f3596431","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a9299744-aae6-4c90-8cd2-93c11d632114","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

More stories

[{"selector":"#anim-c25628ee-b040-480c-9db4-c9dac60fe07c","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-39038c73-660e-46bc-9f12-a2a508c7ffd6","keyframes":{"transform":["translate3d(-126.92309%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":350,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bb7e22c-098f-435a-bf16-c246555dff73","keyframes":{"opacity":[0,1]},"delay":350,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a332392-dffe-4ca9-afe3-5db911065e47","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":350,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-da587485-c65e-4b00-9ac9-480010bb9dc5","keyframes":{"opacity":[0,1]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6460d27b-067a-4629-aafc-68087b976fb4","keyframes":{"transform":["translate3d(-175.89743%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb60061a-ab5c-48b9-a2ff-c7934a474ec6","keyframes":{"transform":["translate3d(-127.88459%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-67264722-b065-420d-bb06-64e3cbb5a33a","keyframes":{"opacity":[0,1]},"delay":100,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e9f5b1e9-6909-45e8-b50e-8655f6151d1d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-cbc49e13-b96f-4be6-8875-74c5c43a5a17","keyframes":{"opacity":[0,1]},"delay":100,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a88af57-749a-465c-82c6-098ca342aeae","keyframes":{"transform":["translate3d(-163.67521%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cf81f92e-c21e-4a28-93bc-ec022b0d8d0d","keyframes":{"transform":["translate3d(-127.88459%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3268e9f6-d926-4437-b577-2e5f53bba6ff","keyframes":{"opacity":[0,1]},"delay":250,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-716722db-5568-4d7a-9a85-d2a188d252ab","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":250,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f8e6f332-f629-4cb7-b1b9-7d94221ec6b1","keyframes":{"opacity":[0,1]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1f2dbac2-314f-42ca-96d7-54ae72568bd8","keyframes":{"transform":["translate3d(-163.67521%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c3db4eb9-4af5-45cc-be99-ef6bef308c3b","keyframes":{"transform":["translate3d(-126.92309%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-399f756c-c19b-41d0-ae12-de9ec429127a","keyframes":{"opacity":[0,1]},"delay":300,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-019d5ced-3e8b-4c91-a425-6666a420d7c3","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":300,"duration":1400,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-d1b5fd8b-f166-4aba-8aff-00a9d5365066","keyframes":{"opacity":[0,1]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c56be76f-3987-4a74-abb9-fa335e4ff536","keyframes":{"transform":["translate3d(-163.24786%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] દાદાનું સપનું પૂરું કરી રહી છે સચિનની લાડલી સારા તેંડુલકર 45 વર્ષની ઉંમરમાં ગ્લેમરસ દેખાય છે વિદ્યા બાલન, ફિટ રહેવા ફોલો કરે છે આ સિક્રેટ ટિપ્સ મહિલાઓના વાળ ખરતા અટકાવશે આ ફળ ! જુઓ લિસ્ટ ઈટાલીના PM જ્યોર્જિયા મેલોનીની આ પર્સનલ વાત તમે નહીં જાણતા હોવ