એકથી વધુ Bank Account રાખવાના જાણી લો ફાયદા અને ગેરફાયદા

એકથી વધુ બેંક ખાતા રાખવાના જાણી લો ફાયદા અને ગેરફાયદા

[{"selector":"#anim-fce8562c-5da1-4823-b3c4-a00b0cea0374","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-1637c089-9c9c-42fa-bc86-b83919167a68","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-706c7a8a-77e3-431b-b79e-43451aa2a619","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b6ad9661-8db9-41c0-aff9-e6fc7580a91f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] 17 june, 2024

એક કરતા વધુ બેંક ખાતા રાખવાના ઘણા ફાયદા છે, પરંતુ તેમાંથી એક સૌથી મહત્વપૂર્ણ છે.

[{"selector":"#anim-df89ca29-11b1-48cb-888f-dc1c34c5ace3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ea477b09-c5a1-4be4-9464-76097f7e92d4","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ઘણી વખત તમે જોયું હશે કે દુકાનમાંથી સામાન ખરીદ્યા પછી પેમેન્ટ ટાઈમ સર્વરની સમસ્યા ઊભી થાય છે.

[{"selector":"#anim-1dcbe74d-bb4b-4688-810f-37060aaff77a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-d7d4715f-207f-4dc4-97b3-e9859d0d55ae","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

એટલા માટે ઓનલાઈન પેમેન્ટ કરતી વખતે જો કોઈ એક બેંકનું સર્વર ડાઉન હોય તો. તેથી તમે ચુકવણી માટે બીજી બેંકનો ઉપયોગ કરી શકો છો.

[{"selector":"#anim-fd071bcd-018c-41b0-99a8-648a2f7f27a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ad97f2cd-1056-42c3-aa0e-461c93a4e9eb","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

રહી વાત નુકસાનની તો જ્યારે તમે ખાતું મેઇન્ટેન કરવા સક્ષમ ન હો, ત્યારે બેંક તેના પર દંડ લાદે છે, અને આ ખાતાધારકના CIBIL સ્કોરને અસર કરે છે.

[{"selector":"#anim-83b161f0-0f5e-4321-a215-6d7c3cbbb55c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-55973314-7c9f-4d7f-b2c5-8aa328df3458","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ઘણા સર્વિસ ચાર્જ બેંક ખાતા સાથે આવે છે. જેમ કે- SMS એલર્ટ ચાર્જ, ડેબિટ કાર્ડ ચાર્જ વગેરે. તમારે દરેક એકાઉન્ટ પર આ તમામ ચાર્જ ચૂકવવા પડશે.

[{"selector":"#anim-f721a4f3-d942-44b4-84da-0c7287a4c0d1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6bb87900-e304-4a1a-973f-4469f635f7c8","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

બહુવિધ બચત ખાતામાં પૈસા રાખવાથી વ્યાજની ખોટ થઈ શકે છે. ઘણી બેંકો બચત ખાતામાં મોટી રકમ પર વધુ વ્યાજ દર ઓફર કરે છે.

[{"selector":"#anim-5866b7ab-ca2e-4e8c-9418-91758b0687bc","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-333d2088-80df-4bf4-8f84-58f60c01a875","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ITR ફાઇલ કરતી વખતે, તમારે તમારા તમામ બેંક ખાતાઓની માહિતી આપવી પડશે.

[{"selector":"#anim-85048c80-7928-4c58-8f86-ee4b7d6740a7","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-76403d4c-a9c2-4723-9ddf-acf096d1d091","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

જો તમારી પાસે ઘણા બેંક બચત ખાતા છે, તો તેમની વિગતો આપવી મુશ્કેલ બની જાય છે.

[{"selector":"#anim-26d82747-0b7d-42aa-9003-4baf245cd858","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f413a505-bdf7-44c1-a87c-9022e39f0f98","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

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