પોસ્ટ ઓફિસની આ સ્કીમ અદ્ભુત

પોસ્ટ ઓફિસની નાની બચત યોજનાઓને ખાસ ગણવામાં આવે છે.

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એક પ્રખ્યાત પોસ્ટ ઓફિસ સ્કીમ છે RD, જેના દ્વારા તમે કરોડપતિ બનશો.

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એક નિશ્ચિત રકમનું રોકાણ કરીને તમે 8 થી 10 રૂપિયા જમા કરાવી શકો છો.

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આ યોજનાની પાકતી મુદત 5 વર્ષ છે જેને તમે 10 વર્ષ સુધી વધારી શકો છો.

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આમાં ₹100 થી રોકાણ શરૂ કરી શકાય છે. જો કે, મહત્તમ રોકાણ પર આવી કોઈ મર્યાદા નથી.

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જો તમે આ સ્કીમમાં દર મહિને 5,000નું રોકાણ કરો છો, તો પાકતી મુદતમાં એટલે કે 5 વર્ષમાં કુલ રકમ ₹3 લાખ થશે.

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ઉપરાંત, ₹56,830 6.7% ના દરે વ્યાજ તરીકે ઉપલબ્ધ થશે. આ પછી કુલ ફંડ 3,56,830 રૂપિયા પર પહોંચી ગયું હશે.

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5 વર્ષ પછી, 10 વર્ષમાં જમા રકમ વધારીને ₹6,00,000 કરવામાં આવશે. પછી 6.7% ના દરે વ્યાજની રકમ ₹2,54,272 થશે.

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આ મુજબ, 10 વર્ષમાં જમા થયેલ કુલ ફંડ ₹8,54,272 થશે.

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નોંધ : અહીં આપવામાં આવેલી માહિતી ફક્ત માહિતી માટે છે. કોઈ પણ રોકાણ કરવા નિષ્ણાતોની સલાહ લેવી.

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