20 વર્ષ સુધી 5000 રૂપિયાની માસિક SIP કરો અને જુઓ કમાલ

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SIP એ મ્યુચ્યુઅલ ફંડમાં રોકાણ કરવાની એક રીત છે, જેના હેઠળ તમે માસિક નિશ્ચિત રકમનું રોકાણ કરીને મોટો નફો કમાઈ શકો છો.

[{"selector":"#anim-26da6a65-74b2-42c0-9348-e244d6011de6","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-9da46a64-f613-4cbc-ae93-10326db35f7e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0216306d-aec0-4b0d-8d13-53db9904aeea [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(38.92578122816067%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

તમે SIP માં નાની રકમથી રોકાણ શરૂ કરી શકો છો, જે લાંબા ગાળે મોટી રોકાણ રકમ આપી શકે છે.

[{"selector":"#anim-838e93b1-44d5-40bc-9ae3-d552748394aa","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-bd498cd6-2ff8-47f9-9997-e6acd2f7a81e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

મ્યુચ્યુઅલ ફંડમાં SIP રૂ. 1000 થી રૂ. 1 લાખ સુધી શરૂ કરી શકાય છે.

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જો તમારી પાસે દર મહિને રૂ. 5000 ની બચત હોય, તો પણ તમે આ રકમમાંથી ઘણા પૈસા બચાવી શકો છો.

[{"selector":"#anim-653737d0-52fe-4ac5-90af-cdedc42c4ff1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b07ab9b1-0de3-4581-bae9-e263ae83ef82","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-9c241089-e3c8-48fa-b388-f7a66539edd1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ધારો કે તમે રૂ. 5000 ની માસિક SIP શરૂ કરો છો અને 20 વર્ષ સુધી કોઈ વિક્ષેપ વિના રોકાણ કરતા રહો છો.

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હવે ચાલો ધારીએ કે તમને તમારા રોકાણ પર વાર્ષિક 12% નો સરેરાશ વ્યાજ દર મળી રહ્યો છે અને પછી ગણતરી કરીએ.

[{"selector":"#anim-72c50ad1-94bd-46d7-bcc6-c66b300a86bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-aadbe343-c143-433d-94f0-6c3e4e152494","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-7496473e-d85b-46ca-b979-82236a567e73 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(34.179687404002955%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

20 વર્ષ પછી, તમારી પાસે કુલ ₹45,99,287 હશે. આમાં રોકાણ કરેલ રકમ ₹12,00,000 હશે અને વ્યાજની આવક ₹33,99,289 થશે.

[{"selector":"#anim-e85404db-7601-489f-a3a8-6c61ff4dd7da","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-abeb2255-5425-4956-9a70-c5abf2b659c5","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-03b9c0a6-a68f-4177-a9fb-654557ec405b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-9.642857320609707%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

જો આપણે 15% વ્યાજ પર ગણતરી કરીએ, તો આ રકમ ₹66,35,367 થશે, જેમાં ફક્ત વ્યાજની આવક ₹54,35,367 થશે.

[{"selector":"#anim-97c16b8b-e96b-40f6-afc8-9c6a02fd5e17","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5e4d2c21-39ac-45fd-8fdc-d3e5d01e5f17","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

નોંધ : અહીં આપવામાં આવેલી માહિતી ફક્ત આપની જાણકારી માટે છે. રોકાણ કરવા પહેલા નિષ્ણાંતોની સલાહ લેવી જરૂરી છે

[{"selector":"#anim-3a6a11e9-3048-4d28-90f3-0fdbf9ef9248","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-063074c1-0d4a-4a9a-a519-0d5606c636dd","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

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