Bank of Baroda આપી રહી છે SBI કરતા સસ્તી કાર લોન, 5 વર્ષ માટે 8,00,000 ની લોન પર EMI કેટલી?

Bank of Baroda આપી રહી છે SBI કરતા સસ્તી કાર લોન

જાહેર ક્ષેત્રની બેંક ઓફ બરોડા હાલમાં વાર્ષિક 9% ના પ્રારંભિક વ્યાજ દરે કાર લોન ઓફર કરે છે, જ્યારે SBI 9.15% ના પ્રારંભિક વ્યાજ દરે કાર લોન ઓફર કરે છે.

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પ્રારંભિક વ્યાજ દરે હોમ લોન એવા ગ્રાહકો માટે ઉપલબ્ધ છે જેમનો CIBIL સ્કોર 800 કે તેથી વધુ છે.

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આ આધારે, જો તમે બેંક ઓફ બરોડા પાસેથી 5 વર્ષ માટે 9% વ્યાજ પર ₹8,00,000ની લોન લો છો, તો ગણતરી મુજબ, આ લોન માટે માસિક EMI ₹16,607 હશે.

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ગણતરી મુજબ, તમે આ લોન માટે બેંકને માત્ર ₹1,96,401નું વ્યાજ ચૂકવશો.

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આનો અર્થ એ થયો કે આખરે બેંક ઓફ બરોડાએ કુલ ₹9,96,401 પરત કરવા પડશે.

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આ આધારે, જો તમે SBI પાસેથી 5 વર્ષ માટે ₹8,00,000 ની લોન લો છો, તો માસિક EMI ₹16,665 થશે અને ₹1,99,899 નું વ્યાજ ચૂકવવું પડશે.

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